New York Small Business Financial Recovery
New York businesses face the highest combined state+city tax burden in the US. PTE election alone saves $10K-$50K/yr — and most owners don't make it.
How New York taxes small business
4-10.9% state + 3-3.876% NYC. PTE election (NY PTET) saves federal SALT cap. PFL/DBL mandatory.
Where New York businesses lose money
NY PTE election (PTET) not made
$8K–$80KFederal SALT cap workaround. Pass-through pays state tax at entity level, owner deducts federally. $10K-$50K+ saving for $1M+ owners.
Excelsior Jobs Program credits
$25K–$5MRefundable credits for jobs (6.85% wages), R&D (6%), real property, investment. 10-year benefit.
NYC Commercial Rent Tax overpayment
$3K–$40K6% tax on commercial rent above $250K base in Manhattan below 96th. Many businesses overstate or miss exemptions.
State-specific incentives most New York owners miss
- Excelsior Jobs Program
- START-UP NY
- NY R&D Credit
- Empire State ITC
Plus all federal programs (R&D credit, Section 179, WOTC, QBI deduction, SBA loans).
NY's combined tax burden creates the largest absolute leak per business in the US. PTE election + Excelsior Jobs + property tax appeals routinely recover 4-7% of EBITDA.
Find what you're losing in New York →From first question to recovery — 4 steps
- 01
Quick conversation
Answer 5 questions about your New York business — type, revenue, costs, and tools.
- 02
Instant analysis
We compare your structure to New York state benchmarks and run 4,200+ leak detectors.
- 03
See your leaks
Get your Financial Health Score and a breakdown of every recoverable dollar.
- 04
Fix it
We hand off to a vetted US partner or run the recovery on contingency. You only pay if money actually comes back.
Find what your New York business is losing
3 minutes. No credit card. No commitment. Just a clear picture of where the money is leaking.
Start my free New York scan →